“Move to the cloud” is great advice — right up until it isn’t. The honest answer for most small businesses is: it depends. Here’s how we think it through.

Cloud

Best when you want someone else to own the hardware and you value flexibility over fixed costs.

On-prem

Still the right call when you have heavy local data, strict latency needs, or predictable workloads.

Hybrid

Often the sweet spot — keep what should stay local, push the rest to the cloud.